Emergency Fund vs. Debt Repayment: Which Should You Do First?

[et_pb_section fb_built=”1″ disabled_on=”off|off|off” _builder_version=”4.18.0″ height=”80px” height_tablet=”80px” height_phone=”60px” height_last_edited=”on|phone” max_height=”80px” max_height_tablet=”80px” max_height_phone=”80px” max_height_last_edited=”on|phone” custom_margin=”10px||||false|false” custom_margin_tablet=”” custom_margin_phone=”||-100px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||||false|false” global_module=”3203″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ width=”90%” height=”80px” height_tablet=”80px” height_phone=”60px” height_last_edited=”on|phone” max_height=”80px” max_height_tablet=”80px” max_height_phone=”80px” max_height_last_edited=”on|phone” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_code disabled_on=”on|off|off” admin_label=”AdSense Top Banner” _builder_version=”4.19.0″ text_orientation=”center” custom_margin=”-15px||0px||false|false” custom_padding=”0px||0px” global_colors_info=”{}”][/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”#e5e5e5″ disabled_on=”on|on|off” _builder_version=”4.9.4″ height=”0px” custom_margin=”0px||10px” custom_padding=”0px||0px” global_module=”339″ saved_tabs=”all” global_colors_info=”{}” height__hover_enabled=”on” height__hover=”0px”][/et_pb_divider][et_pb_post_title meta=”off” featured_image=”off” admin_label=”Post Title” _builder_version=”4.27.4″ title_font=”Pontano Sans||||||||” title_text_color=”#246c21″ title_font_size=”48px” background_color=”RGBA(255,255,255,0)” custom_margin=”||||false|true” custom_margin_tablet=”” custom_margin_phone=”||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”15px||||false|true” title_text_color_tablet=”#246c21″ title_text_color_phone=”#246c21″ title_text_color_last_edited=”on|phone” title_font_size_tablet=”” title_font_size_phone=”36px” title_font_size_last_edited=”on|tablet” global_module=”2463″ saved_tabs=”all” global_colors_info=”{}”][/et_pb_post_title][et_pb_text admin_label=”Author” _builder_version=”4.27.5″ text_font=”||||||||” text_text_color=”#4c4c4c” text_line_height=”1em” header_font=”Pontano Sans||||||||” header_text_align=”left” header_text_color=”#336699″ custom_margin=”||||false|false” global_module=”1360″ saved_tabs=”all” global_colors_info=”{}”]

by Gary Foreman

[/et_pb_text][et_pb_image src=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9mZWF0dXJlZF9pbWFnZSIsInNldHRpbmdzIjp7fX0=@” alt=”Build Emergency Fund or Repay Debt First photo” url_new_window=”on” align=”center” align_tablet=”center” align_phone=”” align_last_edited=”on|phone” admin_label=”Image” _builder_version=”4.27.5″ _dynamic_attributes=”src” width=”100%” max_width=”100%” height=”100%” animation_style=”zoom” always_center_on_mobile=”on” global_module=”1362″ saved_tabs=”all” global_colors_info=”{}”][/et_pb_image][et_pb_text quote_border_weight=”2px” quote_border_color=”#00704A” admin_label=”Article Description 2026″ _builder_version=”4.27.5″ text_font=”||on||||||” text_text_color=”#595959″ text_font_size=”20px” text_line_height=”1.3em” quote_font_size=”22px” quote_line_height=”1.8em” header_text_color=”#003366″ header_2_text_color=”#00704A” header_2_font_size=”32px” header_2_line_height=”1.3em” header_3_text_color=”#00704A” header_3_font_size=”25px” header_3_line_height=”1.4em” custom_margin=”-20px||” custom_padding=”||0px||false|false” text_font_last_edited=”off|desktop” header_text_color_tablet=”#003366″ header_text_color_phone=”#003366″ header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|phone” header_2_text_color_tablet=”#00704A” header_2_text_color_phone=”#00704A” header_2_text_color_last_edited=”on|phone” header_2_font_size_tablet=”32px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” global_module=”1364″ saved_tabs=”all” global_colors_info=”%7B%22gcid-e17b83ed-74fc-4d3a-a1e9-e893f996498c%22:%91%22header_text_color_phone%22,%22header_text_color_tablet%22,%22header_2_text_color%22%93%7D”]

You have credit card debt but also understand the importance of an emergency fund. An emergency fund could have prevented the debt you’re carrying now. With limited extra cash, should you pay down debt or keep building savings?

[/et_pb_text][et_pb_text ul_position=”inside” ol_position=”outside” ol_item_indent=”20px” quote_border_weight=”2px” quote_border_color=”#00704a” ul_position_tablet=”outside” ul_position_phone=”outside” ul_position_last_edited=”on|desktop” admin_label=”Article Text and Headers” _builder_version=”4.27.5″ text_font=”Pontano Sans||||||||” text_text_color=”#000000″ link_font=”||||on||||” link_text_color=”#782639″ ul_font=”||||||||” ul_font_size=”22px” ul_line_height=”1.8em” ol_font=”||||||||” ol_font_size=”22px” ol_line_height=”1.5em” quote_font_size=”22px” quote_line_height=”1.8em” header_font=”||||||||” header_text_color=”#246c21″ header_2_font=”||||||||” header_2_text_color=”#246c21″ header_2_font_size=”34px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#246c21″ header_3_font_size=”26px” header_3_line_height=”1.4em” z_index=”0″ width=”100%” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” height=”1″ custom_margin=”||||false|false” custom_padding=”||4px||false|false” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” header_text_color_tablet=”#003366″ header_text_color_phone=”#003366″ header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”25px” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|desktop” global_module=”1205″ saved_tabs=”all” global_colors_info=”{}”]

Dollar Stretcher,
Right now, I owe $3,100 on my credit card. I have $6,000 in savings and I’m aiming for $10,000. At my current rate I’ll reach $10k in about three months. My credit limit is $4,500. Should I pay the debt now, pay it down slowly, or continue saving until I hit $10,000?

[/et_pb_text][et_pb_code admin_label=”Ad Sense Inline Top” _builder_version=”4.23.1″ text_orientation=”center” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|phone” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”||||false|false” global_module=”1200″ global_colors_info=”{}”][/et_pb_code][et_pb_text ul_position=”inside” ol_position=”outside” ol_item_indent=”20px” quote_border_weight=”2px” quote_border_color=”#00704a” ul_position_tablet=”outside” ul_position_phone=”outside” ul_position_last_edited=”on|desktop” admin_label=”Article Text and Headers” _builder_version=”4.27.5″ text_font=”Pontano Sans||||||||” text_text_color=”#000000″ link_font=”||||on||||” link_text_color=”#782639″ ul_font=”||||||||” ul_font_size=”22px” ul_line_height=”1.8em” ol_font=”||||||||” ol_font_size=”22px” ol_line_height=”1.5em” quote_font_size=”22px” quote_line_height=”1.8em” header_font=”||||||||” header_text_color=”#246c21″ header_2_font=”||||||||” header_2_text_color=”#246c21″ header_2_font_size=”34px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#246c21″ header_3_font_size=”26px” header_3_line_height=”1.4em” z_index=”0″ width=”100%” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” height=”1″ custom_margin=”||||false|false” custom_padding=”||4px||false|false” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” header_text_color_tablet=”#003366″ header_text_color_phone=”#003366″ header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”25px” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|desktop” global_module=”1205″ saved_tabs=”all” global_colors_info=”{}”]

Well done on building your savings. That progress is important. The core question—whether to save while carrying debt—can be considered from three angles: purpose, math, and psychology.

Why We Save and Why We Borrow

Most people build savings to avoid relying on credit when setbacks occur. We know appliances break, cars need repairs, and medical bills arise—we just don’t know when. An emergency fund smooths those uncertainties.

Credit cards often start as a convenience and a short-term solution for unexpected costs. When those occasional balances linger or accumulate, the debt grows instead of disappearing. That pattern seems to match your situation: ongoing expenses layered on top of unpaid balances.

[/et_pb_text][et_pb_text admin_label=”Related Inline” _builder_version=”4.27.5″ text_font=”|600|||||||” text_text_color=”#636363″ text_font_size=”26px” text_line_height=”1em” link_font=”||||||||” link_text_color=”#782639″ link_font_size=”24px” header_text_color=”#003366″ header_2_text_color=”#00704A” header_2_font_size=”30px” header_2_line_height=”1.3em” header_3_text_color=”#00704A” header_3_font_size=”25px” header_3_line_height=”1.4em” custom_margin=”||||false|false” custom_padding=”||3px||false|false” header_text_color_tablet=”#003366″ header_text_color_phone=”#003366″ header_text_color_last_edited=”on|phone” header_2_text_color_tablet=”#00704A” header_2_text_color_phone=”#00704A” header_2_text_color_last_edited=”on|phone” header_3_text_color_tablet=”#00704A” header_3_text_color_phone=”#00704A” header_3_text_color_last_edited=”on|phone” header_3_font_size_tablet=”25px” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|desktop” header_3_line_height_tablet=”1.4em” header_3_line_height_phone=”1.4em” header_3_line_height_last_edited=”on|phone” global_module=”1365″ saved_tabs=”all” global_colors_info=”{}”]Expert Interview: Pay Off Debts or Save First?[/et_pb_text][et_pb_text ul_position=”inside” ol_position=”outside” ol_item_indent=”20px” quote_border_weight=”2px” quote_border_color=”#00704a” ul_position_tablet=”outside” ul_position_phone=”outside” ul_position_last_edited=”on|desktop” admin_label=”Article Text and Headers” _builder_version=”4.27.5″ text_font=”Pontano Sans||||||||” text_text_color=”#000000″ link_font=”||||on||||” link_text_color=”#782639″ ul_font=”||||||||” ul_font_size=”22px” ul_line_height=”1.8em” ol_font=”||||||||” ol_font_size=”22px” ol_line_height=”1.5em” quote_font_size=”22px” quote_line_height=”1.8em” header_font=”||||||||” header_text_color=”#246c21″ header_2_font=”||||||||” header_2_text_color=”#246c21″ header_2_font_size=”34px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#246c21″ header_3_font_size=”26px” header_3_line_height=”1.4em” z_index=”0″ width=”100%” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” height=”1″ custom_margin=”||||false|false” custom_padding=”||4px||false|false” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” header_text_color_tablet=”#003366″ header_text_color_phone=”#003366″ header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”25px” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|desktop” global_module=”1205″ saved_tabs=”all” global_colors_info=”{}”]

A Look at the Math

If your goal is to minimize total time and cost to reach both objectives, compare interest rates. Whichever yields a higher net benefit—your credit card interest versus your savings interest—should receive extra payments.

In most cases the credit card interest rate is much higher than the interest on savings. That makes paying the card off the financially optimal choice. Using savings to eliminate a high-interest balance saves more money in interest than you would earn by keeping the money in a low-yield account.

Given your numbers, paying off the $3,100 card balance from savings would likely be the quickest way to eliminate the debt and reduce total interest paid. After the card is paid, you can shift funds back to rebuilding the savings target.

[/et_pb_text][et_pb_image src=”https://thedollarstretcher.com/wp-content/uploads/2019/07/conquer-debt-faster.png” url=”/book-shop/how-to-conquer-debt-faster-153-tips/” align=”center” admin_label=”Debt Tips Book” _builder_version=”3.26.1″ animation_style=”roll” border_width_all=”1px” border_color_all=”#bfbfbf” box_shadow_style=”preset2″ global_module=”9949″ global_colors_info=”{}”][/et_pb_image][et_pb_text ul_position=”inside” ol_position=”outside” ol_item_indent=”20px” quote_border_weight=”2px” quote_border_color=”#00704a” ul_position_tablet=”outside” ul_position_phone=”outside” ul_position_last_edited=”on|desktop” admin_label=”Article Text and Headers” _builder_version=”4.27.5″ text_font=”Pontano Sans||||||||” text_text_color=”#000000″ link_font=”||||on||||” link_text_color=”#782639″ ul_font=”||||||||” ul_font_size=”22px” ul_line_height=”1.8em” ol_font=”||||||||” ol_font_size=”22px” ol_line_height=”1.5em” quote_font_size=”22px” quote_line_height=”1.8em” header_font=”||||||||” header_text_color=”#246c21″ header_2_font=”||||||||” header_2_text_color=”#246c21″ header_2_font_size=”34px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#246c21″ header_3_font_size=”26px” header_3_line_height=”1.4em” z_index=”0″ width=”100%” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” height=”1″ custom_margin=”||||false|false” custom_padding=”||4px||false|false” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” header_text_color_tablet=”#003366″ header_text_color_phone=”#003366″ header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”25px” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|desktop” global_module=”1205″ saved_tabs=”all” global_colors_info=”{}”]

Two Arguments for Ignoring the Math

There are valid emotional and practical reasons to keep saving instead of paying the card immediately. Some people need a cash cushion to feel secure; removing too much from savings could cause anxiety and leave them vulnerable to future small emergencies.

Another reason to preserve savings is job insecurity. If you face a real risk of reduced income or unemployment, keeping a larger emergency fund can be the safer choice. Assess your work stability before using savings to extinguish debt.

[/et_pb_code][et_pb_text ul_position=”inside” ol_position=”outside” ol_item_indent=”20px” quote_border_weight=”2px” quote_border_color=”#00704a” ul_position_tablet=”outside” ul_position_phone=”outside” ul_position_last_edited=”on|desktop” admin_label=”Article Text and Headers” _builder_version=”4.27.5″ text_font=”Pontano Sans||||||||” text_text_color=”#000000″ link_font=”||||on||||” link_text_color=”#782639″ ul_font=”||||||||” ul_font_size=”22px” ul_line_height=”1.8em” ol_font=”||||||||” ol_font_size=”22px” ol_line_height=”1.5em” quote_font_size=”22px” quote_line_height=”1.8em” header_font=”||||||||” header_text_color=”#246c21″ header_2_font=”||||||||” header_2_text_color=”#246c21″ header_2_font_size=”34px” header_2_line_height=”1.3em” header_3_font=”|700|||||||” header_3_text_color=”#246c21″ header_3_font_size=”26px” header_3_line_height=”1.4em” z_index=”0″ width=”100%” width_tablet=”” width_phone=”” width_last_edited=”on|desktop” max_width=”100%” height=”1″ custom_margin=”||||false|false” custom_padding=”||4px||false|false” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” header_text_color_tablet=”#003366″ header_text_color_phone=”#003366″ header_text_color_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”36px” header_font_size_last_edited=”on|desktop” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”32px” header_2_font_size_last_edited=”on|phone” header_3_font_size_tablet=”25px” header_3_font_size_phone=”25px” header_3_font_size_last_edited=”on|desktop” global_module=”1205″ saved_tabs=”all” global_colors_info=”{}”]

What Should You Do?

Only you can judge how comfortable you’d feel if savings dropped to about half while eliminating the credit card balance. If reducing interest costs quickly matters most, paying the $3,100 from savings is sensible. If personal security or job risk makes you uneasy, keep building the emergency fund first.

Either way, at your current pace you should reach both goals within months. You’re close to your target—congratulations on the progress.

[/et_pb_text][et_pb_text admin_label=”Related Bulleted List” _builder_version=”4.27.5″ text_font=”||||||||” text_text_color=”#494949″ text_font_size=”24px” text_line_height=”1.4em” link_font=”|600|||||||” link_text_color=”#782639″ ul_font=”||||||||” ul_text_color=”#000000″ ul_font_size=”22px” ul_line_height=”1.2em” custom_margin=”||||false|false” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|desktop” global_module=”2133″ saved_tabs=”all” global_colors_info=”{}”]

9 Reasons You Can’t Save (and How To Overcome Them)
Paying Down Credit Card Debt Faster
The Best Credit Card Debt Repayment Options for Different Credit Scores
How Much of an Emergency Fund Do I Need?

[/et_pb_text][et_pb_text admin_label=”Last Update” _builder_version=”4.27.5″ text_font=”||on||||||” text_text_color=”#545454″ text_font_size=”16px” text_line_height=”1em” min_height=”9px” custom_margin=”7px||27px|||” custom_padding=”2px||0px|||” global_module=”1368″ saved_tabs=”all” global_colors_info=”{}”]

Reviewed January 2024

[/et_pb_text][et_pb_text admin_label=”Bio Gary Foreman” _builder_version=”4.27.4″ text_font=”||||||||” text_text_color=”#000000″ text_font_size=”20px” text_line_height=”1.3em” header_font=”||||||||” header_4_font=”||||||||” header_4_text_color=”#00704a” header_4_font_size=”26px” custom_margin=”-10px||” global_module=”3572″ saved_tabs=”all” global_colors_info=”{}”]

About the Author

Gary Foreman is the founder and former editor of The Dollar Stretcher. He has been featured in MSN Money, Yahoo Finance, Fox Business, The Nightly Business Report, US News Money, Credit.com and CreditCards.com.

[/et_pb_text][et_pb_testimonial portrait_url=”https://thedollarstretcher.com/wp-content/uploads/2020/02/Subscribe-graphic.png” quote_icon=”off” admin_label=”FI Subscribe Below Article” _builder_version=”4.27.4″ _module_preset=”default” body_font_size=”20px” body_line_height=”1.4em” background_color=”#FFFFFF” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”#80bc29″ global_module=”70107″ saved_tabs=”all” global_colors_info=”{}”]

Sign Up for Savings

Subscribe to get money-saving content by email that can help you stretch your dollars further. You’ll receive articles and tips that can help you free up and keep more of your hard-earned money, even on the tightest of budgets.

We respect your privacy. Unsubscribe at any time.

[/et_pb_testimonial][et_pb_code admin_label=”MyFinance 3X2″ _builder_version=”4.24.2″ global_module=”1161″ global_colors_info=”{}”][/et_pb_code][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_sidebar orientation=”right” area=”et_pb_widget_area_2″ admin_label=”Sidebar Top” _builder_version=”4.23.1″ header_font=”Pontano Sans||||||||” text_orientation=”left” custom_margin=”10px||||false|true” border_style_all=”none” global_module=”1690″ saved_tabs=”all” global_colors_info=”{}”][/et_pb_sidebar][et_pb_image src=”https://thedollarstretcher.com/wp-content/uploads/2020/04/conquer-debt-600-X-300.jpg” url=”/book-shop/how-to-conquer-debt-no-matter-how-much-you-have/” url_new_window=”on” align=”center” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” admin_label=”Debt Book RR” _builder_version=”4.7.4″ z_index=”0″ custom_padding=”||40px” animation_style=”roll” animation_delay=”100ms” border_radii=”on|3px|3px|3px|3px” border_color_all=”#d3d3d3″ border_style_all=”none” always_center_on_mobile=”on” global_module=”2883″ saved_tabs=”all” global_colors_info=”{}”][/et_pb_image][et_pb_text ul_type=”circle” admin_label=”Popular Articles TDS” _builder_version=”4.27.5″ header_2_font=”|700|||||||” width=”90%” custom_margin=”||||false|false” custom_padding=”10px|||10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”#d3d3d3″ global_module=”20443″ saved_tabs=”all” global_colors_info=”{}”]

Popular Money Savers

13 Savvy Ways To Save Money on Meat and Poultry
5 Simple Budget Cuts That Can Save $200 a Month
How Can I Save Money on Eye Care? Tips for Seeing More Savings
32 Ways to Save Money on Your Utility Bills
14 Ways To Buy Produce for Less
A Mechanic Explains How to Get Better Gas Mileage

[/et_pb_text][et_pb_sidebar orientation=”right” area=”et_pb_widget_area_3″ admin_label=”Sidebar Middle” _builder_version=”4.4.8″ custom_margin=”|||||true” custom_padding=”50px||” border_style_all=”none” global_module=”1691″ saved_tabs=”all” global_colors_info=”{}”][/et_pb_sidebar][et_pb_text ul_type=”circle” admin_label=”Popular Articles AFF” _builder_version=”4.24.0″ width=”90%” custom_padding=”10px|||10px|false|false” border_radii=”on|10px|10px|10px|10px” border_width_all=”1px” border_color_all=”#d3d3d3″ global_module=”20445″ saved_tabs=”all” global_colors_info=”{}”]

On After50Finances.com

9 Things You Need to Do Before You Retire
You Didn’t Save Enough for Retirement and You’re 55+
When Empty Nesters Reorganize and Declutter Their Home
Reinventing Your Career in Your 50s or 60s
What Mature Homeowners Should Know about Reverse Mortgages
2 Reasons to Collect Social Security Benefits As Soon As Possible

[/et_pb_text]