This banana coffee cake features a cinnamon swirl through the middle and a buttery cinnamon streusel on top. Made with sour cream, the cake stays soft and moist. No mixer required—just a few bowls and a whisk—making this an easy bake that pairs perfectly with a cup of coffee.

Interesting note: coffee cake traditionally doesn’t contain coffee. It’s a cake meant to be enjoyed alongside your coffee, not made with it.
This banana coffee cake was adapted from a favorite banana bundt cake recipe and refined through multiple tests to get the cinnamon filling and streusel just right. A small amount of cocoa powder in the filling makes the swirl visible without giving the cake a chocolate flavor—so you get that satisfying contrast when you slice into it.
The streusel started out too crunchy in early versions, so the butter was increased to produce a slightly crisp topping that still holds its structure once baked.
If you have extra ripe bananas, consider trying other banana bakes such as a banana cake with chocolate or peanut butter frosting, or a super-moist chocolate chunk banana bread.
Testing and Refining the Cake
This cake was tested several times to balance banana bread richness with classic coffee cake elements. Most of the work went into perfecting the swirl and streusel.
- Filling: The first filling blended too much with the batter because the cake batter is already darker from bananas and spices. A dash of cocoa powder darkened the filling; one teaspoon hit the sweet spot—visible, but not chocolatey.
- Streusel: The ideal topping is crisp but not hard. Early versions fell apart when sliced, so the butter and sugar were adjusted to keep the topping intact without turning rock-hard.
Ingredients to Gather

- Bananas: Use very ripe bananas with lots of brown spots—easier to mash and naturally sweeter.
- Sour cream: Adds tang and keeps the cake tender and moist. Full-fat sour cream or full-fat yogurt are best.
- Cocoa powder: A small amount in the filling deepens the color so the cinnamon swirl stands out; it won’t make the cake taste like chocolate.
Let’s Make This Recipe

- Step 1: Whisk together the cinnamon filling ingredients and set aside.

- Step 2: Melt the butter for the streusel, combine with the dry streusel ingredients, and chill briefly so it firms up slightly.

- Step 3: Melt butter in a large bowl and whisk in the mashed bananas.

- Step 4: Whisk in sugars, then stir in sour cream, vanilla, and eggs. The batter will be slightly lumpy from the banana—that’s normal.

- Step 5: Fold in the dry ingredients until just combined—don’t overmix.

- Step 6: Pour half of the batter into an 8×8-inch pan lined with parchment. Sprinkle the cinnamon filling over it, add the remaining batter, then top with the streusel and bake until a toothpick comes out with few crumbs.

Top Tips from My Kitchen
- Streusel handling: If the chilled streusel clumps, break it into small pieces with a fork or your fingers before sprinkling it on the batter.
- Use a kitchen scale: For consistent results, weigh ingredients. The recipe is tested using metric grams.
- Line the pan: Line the pan with a parchment sling so you can lift the cake out easily after cooling.
- Watch baking time: This is a thick cake; ovens vary. Check for doneness at the lower end of the time range and add a few minutes if needed.

Have More Ripe Bananas?
-
Brown Butter Cinnamon Banana Bread with Pecans (One Bowl)
-
Banana Coffee Cake Muffins with Cinnamon Streusel
-
Banana Mini Muffins
-
Bakery-Style Chocolate Chunk Banana Muffins

Made the Recipe?
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Ella
Recipe

Easy Banana Coffee Cake with Sour Cream
Ella Gilbert
Equipment
- 8×8 baking pan
- Kitchen scale (recommended)
- 2 small bowls
- 1 large bowl
- Whisk
- Rubber spatula
Ingredients
Cinnamon Filling
- ½ cup (100 grams) brown sugar
- 1 tablespoon cinnamon
- 1 teaspoon cocoa powder
Cinnamon Streusel
- ¾ cup (90 grams) flour
- 6 tablespoons (85 grams) butter, melted
- ¾ cup (150 grams) sugar
- ¼ teaspoon kosher salt
- ½ tablespoon cinnamon
Banana Cake
- ½ cup (113 grams) unsalted butter, melted
- 1 cup (250 grams) mashed bananas
- ½ cup (104 grams) light brown sugar
- ¼ cup (50 grams) white sugar
- 2 teaspoons vanilla extract
- 2 large eggs, room temperature
- ¼ cup (56 grams) sour cream
- 1 teaspoon baking soda
- ½ teaspoon baking powder
- ½ teaspoon ground cinnamon
- ½ teaspoon kosher salt
- 1 ¾ cup (210 grams) all-purpose flour
- ¼ teaspoon ground nutmeg
Instructions
-
Preheat the oven to 350°F (175°C). Grease and line an 8×8-inch pan with parchment so the cake can be lifted out easily.
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Whisk the filling ingredients (brown sugar, cinnamon, cocoa) together and set aside.
-
For the streusel, melt butter, mix with flour, sugar, salt and cinnamon, then chill briefly so it firms up.
-
Melt the butter in a large bowl and whisk in the mashed bananas.
-
Add sugars and whisk for about a minute. Stir in eggs, sour cream, and vanilla until mostly smooth.
-
Fold in flour, baking soda, baking powder, cinnamon, nutmeg and salt with a rubber spatula until there are no streaks of flour.
-
Pour half the batter into the prepared pan, spread the filling over it, and top with remaining batter.
-
Break up the chilled streusel if it has clumped, then sprinkle evenly over the cake.
-
Bake 35–45 minutes, until a toothpick comes out with little to no crumbs. Cool 20 minutes in the pan, then lift out and finish cooling on a wire rack.
Notes
Recipes were developed and tested using metric weights. Using a kitchen scale produces the most consistent results. A US cup conversion is shown, but the metric measurements are recommended.
Room temperature: Bring ingredients to room temperature beforehand—about 1–2 hours—for best results.
Salt: If substituting fine salt for kosher salt, halve the amount. The recipe was developed with Diamond Crystal kosher salt.
Sour cream: You can substitute full-fat yogurt for sour cream. Avoid low-fat or nonfat swaps, which change texture and flavor.
Storage: Store tightly wrapped or in an airtight container. Keeps up to 3 days at room temperature or up to a week refrigerated.